Appshelf All six apps

No.2of 6 · October 2026

Saltbox

Ledgerline Studio · Finance

Envelope budgeting that takes two minutes a day.

  • iPhone
  • Android
  • Free · Plus €3.49 a month
9:41 October23 days left Left to spend €1,284 of €2,400 this month Groceries€212 of €380Transport€64 of €120Eating out€97 of €110 Add expense
Chart score
9.1 / 10
Size
41.8 MB
Version
3.8.1
Updated
1 Oct 2026
Age rating
4+
Account
Optional, for sync

About Saltbox

Saltbox splits each paycheck into envelopes such as groceries, rent and transport, then shows one number: what is left to spend this month. Logging an expense takes three taps.

It never asks for your bank login. You enter spending by hand or import a CSV from your bank, and everything stays on your phone unless you turn on encrypted sync.

What it does well

  • One number up front

    The home screen shows what is left this month, then each envelope below it.

  • Three-tap entry

    Amount, envelope, done. A lock-screen widget makes it two.

  • Rollover rules

    Choose per envelope whether leftovers carry over or return to the pot.

  • CSV import

    Reads exports from most banks and remembers how you categorised each payee.

What’s new

  1. 3.8.11 Oct 2026

    Lock-screen widget for quick entry, and fixes for CSV files that use semicolons.

  2. 3.8.014 Sep 2026

    Shared envelopes for households, synced with end-to-end encryption.

  3. 3.7.220 Aug 2026

    Faster launch on older phones.